A few years into farming I realized something that nobody had told me.
A neighbor had a friend trip and fall … and now that “friend” was sueing them.
If someone got hurt on my property during a pickup – a customer tripping on uneven ground, a kid getting too close to an animal – I wasn’t just dealing with a bad day. I was dealing with a lawsuit filed against me personally. My house. My land. Everything.
That’s what operating as a sole proprietor means. Your farm and your personal assets are legally the same thing. There’s no wall between them.
The fix isn’t complicated. An LLC, the right farm insurance, and a separate bank account. In Virginia my LLC cost $50 and took about 20 minutes online. I’ve renewed it every year since for the same $50.
I’m not a lawyer or a CPA. Everything I know about this came from figuring it out myself and talking to the right people. Which is exactly why I made this the topic of Module 4 of The Part-Time Farmer Playbook — because it’s the kind of thing most farmers skip until they can’t anymore.
If you’re already selling and tired of managing orders manually or paying platform fees you didn’t expect, fill out the 5-minute questionnaire at HomegrownHosting.com. I’ll send you a custom plan for your farm within 24 hours.
with my appreciation,
Jason
Aka: The Part-Time Farmer
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